2.25% 3-year CD/2.50% 3-year IRA CD at Saratoga FCU

Saratoga Federal Credit Union has high rates on a number of IRA CDs. The best of their IRA CDs is a 3-year CD that’s yielding 2.50% APY. The CD is also available as a traditional CD that yields 2.25% APY. Other terms that Saratoga FCU is offering as IRA CDs:

  • 6-month IRA CD: 1.00% APY
  • 1-year IRA CD: 1.50% APY
  • 2-year IRA CD: 2.00% APY

Saratoga FCU’s traditional CDs for those terms have substantially lower rates. The IRA CDs and traditional CD both have a minimum deposit of only $500, and both have an early withdrawal penalty of 90 days dividends.

Saratoga Federal Credit Union is primarily open to people who live, work, worship, or attend school in Saratoga County. Their one branch is located on Division Street
in Saratoga Springs.

13-24 months, 25-48 months, 7-12 months, Albany area, IRA CDs, Saratoga FCU October 15th, 2010


    [Please note: This page is part of the New York CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]