Rates up to 3.50% at Bay Ridge Federal Credit Union
Bay Ridge Federal Credit Union has some extremely competitive rates across a number of terms:
- 6-month CD: 1.50% APY
- 1-year CD: 1.75% APY
- 2-year CD: 2.00% APY
- 3-year CD: 2.25% APY
- 4-year CD: 2.75% APY
- 5-year CD: 3.50% APY
All these CDs have a minimum deposit of $20,000. You can open the CDs with a deposit as low as $500 ($2500 for the 6-month CDs), but the APY will be lowered by 0.25%. However, on IRA CDs, you can get the above rates with the $500 minimum deposit (and again, $2500 for 6-month certificates). Bay Ridge Federal Credit Union has a number of companies and organizations in their field of membership, many of which are related to the taxi industry, the International Longshoreman’s Association, and schools and community organizations in the Bay Ridge area. Bay Ridge FCU has two locations: 9000 Fourth Avenue and 1609 Avenue Z in Brooklyn.
[Please note: This page is part of the New York CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]
CDs up to 2.88% at American Airlines Credit Union
American Airlines Credit Union has a number of competitive CDs available:
- 12-month CD: 1.26% APY
- 24-month CD: 1.76% APY
- 30-month CD: 2.02% APY
- 36-month CD: 2.27% APY
- 48-month CD: 2.42% APY
- 60-month CD: 2.88% APY
These CDs all have $10,000 minimums, but they are also available with $1000 minimums with an APY loss of 0.05%-0.10%.
American Airlines Credit Union is open to airline employees, airport employees, and TSA/FAA employees and other government employees dealing directly with air travel. American Airlines CU has over 40 locations around the country, including four in the New York City area: two at JFK Airport, one at LaGuardia Airport, and one at Newark Airport.